No one can predict our future. Precaution is the best way to make your trip smooth and safer. So, while trekking or tour with Himalayan Wander Walkers, it is mandatory to have a valid travel insurance policy to cover the cost of unfortunate emergency, accident or negative unforeseen event that may severely impact on your travel plans. Purchasing travel insurance will help you to protect yourself from those accidents. If you are trekking in high altitude then helicopter rescue is recommended in Nepal. You should inform your insurance company about your trip detail. So, they will suggest you buy the right insurance policy which matches your trip.
There are varieties of Travel insurance policies that you can purchase and it is equally important to understand what your insurance company will cover and what they don’t. Make sure that you choose a good insurance company for your travel insurance which covers all the following things.
There are varieties of Travel insurance policies that you can purchase and it is equally important to understand what your insurance company will cover and what they don’t. Make sure that you choose a good insurance company for your travel insurance which covers all the following things.
- Covering for emergency overseas medical treatment in a clinic or hospital.
- Covering for transport to the nearest, appropriate medical facility, which also includes your medical repatriation home, if necessary.
- Covering additional travel and accommodation expenses for a friend or relative to accompany you while you’re in a hospital and/or during repatriation.
- They include cover for the costs to cancel all or part of your trip (including other pre-booked expenses) in specific circumstances, such as a cancellation due to a sudden illness or serious injury or natural disasters.
- Covering for the theft or accidental damage of your gear such as iPads, laptops and digital cameras, in specific incidents, up to individual item limits.
- Covering helicopter rescue for hiking & trekking up to 6,000m